FAQ Payment Plans


DO YOU OFFER FINANCIAL AID TO GO TO NAIL SCHOOL?
No. Virginia does not offer financial aid to go to Nail School. You can get aid to go to Hair School (cosmetology/barbering) but we do not teach hair here. We specialize in Nail Training only. 

IS THE KIT INCLUDED IN THE COURSE COST?
No. The kits we sell are optional to add to our course cost. Students can get supplies on their own since items are not specific. Students need sanitation, mani & pedi supplies after finishing about 10 hours of online study first. A recommended list is provided in the online study. They will need Acrylic supplies after attending the first class day. Kits stay home with the student. 

 

There are several options we have for payment plans

  • In-House pay with the school for a $50-250 flat rate (no credit check)
     
  • Affirm with credit approval and 0-36%% interest for 6-24 months
     
  • Klarna with credit approval and 8-34%% interest for 6-36 months
     
  • Apple Pay Credit with credit approval + varied interest rates/payments
     
  • Afterpay with approval for 4 months and 3-4 monthly payment to us
     

In-House Financing with Us

HOW DO I ENROLL IN THE IN-HOUSE PAYMENT PLAN?
Go to the ENROLL TODAY page to make your down payment. After making a down payment you will be instantly redirected to create your online study account and start study (when ready) after making a down payment. The first monthly payment is due to be able to attend the first class day.
  
ARE YOU GOING TO CHECK MY CREDIT FOR APPROVAL FOR THE IN-HOUSE PAYMENT PLAN?
No. Anyone that makes a down payment will be approved for this in-house financing option and 100% approved for the payment plan. We do not report any payments to the credit bureaus.
 
DO YOU HAVE A SMALLER DOWN PAYMENT OPTION FOR THE IN-HOUSE PAYMENT PLAN?
No we only offer $1,000 with 5 monthly payments or $1,250 with 4 payments and $1,500 with 3 payments
 
WHEN CAN I ENROLL WITH THE SCHOOL'S IN-HOUSE PAYMENT PLAN?
Students can enroll anytime 24/7. Just make the down payment to be automatically enrolled.  As soon as you pay you will be redirected to start your online study when ready. Online study is self paced to study when you want anytime 24/7. 
 
WHEN ARE PAYMENTS DUE IF I PAY WITH THE SCHOOL'S IN-HOUSE PAYMENT PLAN?
We do not keep card/bank information on file. Students make their payment each month online or at the school. The minimum monthly payment is due by 11pm on the first of each month. The first payment is about 30 days from the day the down payment is made. Payments can be made earlier as desired to have the minimum paid by the 1st due. Students can pay more as desired to decrease the next month's minimum payment due. Students on payment plans can not attend their first class day until they have made their first monthly payment, etc. 
 
HOW DO I PAY WHEN I CHOOSE THE SCHOOL'S IN-HOUSE PAYMENT PLAN?

  • online anytime 24/7 at the "Monthly Payment" page
  • at the school during class with applepay, cash or card
  • use the drop box by the door to pay by check
  • pay by check in the mail to Virginia Nail School
  • by phone 
  • zelle, cash app or venmo
  • Klarna/Affirm offered when making a monthly payment

 
CAN I GET A KIT ON THE SCHOOL'S IN-HOUSE PAYMENT PLAN?
If students want a kit in "our" in-house financing payment plan then the kit cost must added with the down payment for purchase to pick up at the school by appointment after payment is made. Reach out to us to book a pickup time Mon-Sun between 10-9.

 
WHAT IS THE LATE FEE FOR THE SCHOOL'S IN-HOUSE PAYMENT PLAN?
Students on our in-house payment plans that do not pay their monthly payment by 11pm on the first of each month have a late fee applied to their balance. On the 2nd (if the minimum is not paid when due) there will be a $35 late fee applied. If the minimum due is still not paid by the 15th of the month then on the 16th another $35 late fee is applied. Late fees will apply to the next month's payment to increase the minimum due for the next month. Early communication is important to get help when there are financial issues. 
 
 
CAN I QUIT THE COURSE WHEN ON THE SCHOOL's IN-HOUSE PAYMENT PLAN?
Yes, students can quit the course anytime when using our In-House payment plan with all future monthly payments not required to be paid and future payments due will not be collected through judgements. Notification is considerate (when a student decides to quit) to help the school know when to file away documents for archive (to accept other students for open space to enroll) and save the information in case there is a re-enrollment later. A payment plan with us is the BEST option to enroll into the course with the ability to drop out within 60 days and not owe any future payments but all previous payments made to us are not refunded. When using Affirm/Klarna the full cost is due to them when quitting the program to avoid collections/credit issues. 

About Other Lender Options....

Payment Plan with Affirm, Klarna or Apple Pay

HOW DO I ENROLL WITH KLARNA, AFFIRM OR APPLE PAY?
Click the blue button below. You will be able to select to apply with Affirm, Klarna or Apple Pay in the processing.
 

I DON'T SEE THE APPLE PAY OR GOOGLE PAY OPTION TO PAY?
Make sure you are on a Apple device to pay with Apple Pay or a Android/Microsoft device for Google Pay.
  
 
DOES AFFIRM, KLARNA OR APPLE PAY HAVE A SMALLER DOWN PAYMENT OPTION?
Yes they offer a 6-36 month payment plans based on your creditworthiness and their approval process but they have interest and usually report to credit bureaus. 
 

IS AFFIRM, KLARNA OR APPLE PAY GOING TO CHECK MY CREDIT FOR APPROVAL?
Yes. Your credit must be approved to apply with them.

 
WHEN ARE PAYMENTS DUE IF I PAY WITH AFFIRM, KLARNA OR APPLE PAY?
All payments and dates are made with them. We do not have any interactions with your payments when you are on a payment plan with Affirm, Klarna or Apple Pay. When using these lenders you are considered a "Paid in Full" student here. 
 
 
CAN I GET A KIT WITH KLARNA, AFFIRM OR APPLE PAY?
Yes, you can select it to add when paying. After approved you can book a day to pickup your kit. 
 
WHAT IS THE LATE FEE AND INTEREST ON AFFIRM, KLARNA OR APPLE PAY?
Read your contract when applying with  Affirm  or  Klarna  or  Apple Pay
 
 
CAN I QUIT THE COURSE IF I USE AFFIRM, KLARNA OR APPLE PAY?
Yes, but all your payments will still be due to Affirm, Klarna or Apple Pay to pay them back in full to avoid collections from them. There is no refund or credit given to the student by us. 
 

WHERE CAN I GET MORE INFORMATION ABOUT AFFIRM, KLARNA OR APPLE PAY WHEN PAYING IN FULL?


CAN I USE AFTERPAY?
Yes, go to our Lenders page for more information. Afterpay only offers a 4 payment installment option so if you use them you will use it as a down payment loan with an added 3-4 monthly payments to us. 


NOTICE TO THOSE SELECTING A DOWN PAYMENT WITH LENDER:
When choosing a down payment with a lender then any monthly payments due to us must be paid to be released to take the state exam (even if you finish the course study early). Students must also make their first monthly payment to us to attend their first day of class etc. 

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Contact us

Telephone: (434) 305-9799 text 24/7
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E-mail: sales@vanailschool.com

Address: 12 Centre Court, Palmyra VA 22963

© Virginia Nail School 2011

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