Lenders to pay for course

ARE THESE LENDERS GOING TO CHECK MY CREDIT FOR APPROVAL?
Yes. Your credit must be approved to apply with them.
 
DOES AFFIRM, KLARNA OR APPLE PAY HAVE A SMALLER DOWN PAYMENT OPTION?
Yes they offer a 6-36 month payment plans based on your creditworthiness and their approval process but they have interest and usually report to credit bureaus. 

HOW DO I ENROLL WITH KLARNA, AFFIRM OR APPLE PAY?
Reach out to get an emailed invoice to reflect any discounts or click to the logo 

I DON'T SEE THE APPLE PAY OR GOOGLE PAY OPTION TO PAY?
Make sure you are on a Apple device to pay with Apple Pay or on a Android/Microsoft device for Google Pay.

CAN I GET A KIT WITH KLARNA, AFFIRM OR APPLE PAY?
Yes, let us know to email you an invoice with the kit added or you can apply separately in the kit page. After approved you can book a day to pickup your kit or get it on the first day of class to take home. 
 
CAN I USE AFTERPAY?
Yes, request this because it is a $4,000 max limit. Afterpay only offers a 4 payment installment option so if you use them you will use it as a down payment loan with an added 3-4 monthly payments to us. 

WHEN DO I START MY STUDY WHEN APPROVED?
Email, text or use the contact form on our page to notify us of your payment to start your study in less than 24 hours. You will automatically get a email within 24 hours of payment to create your online study and review their online study right away.

 
WHEN ARE PAYMENTS DUE IF I PAY THESE LENDERS?
All payments and dates are made with them. We do not have any interactions for your lender payments when you are on a payment plan with Klarna, Affirm or Apple Pay. If you selected the down payment from the lender then our 3 monthly payments are due by the 1st here to us starting about 30 days from your approved down payment. 
 

WHAT IS THE LATE FEE AND INTEREST ON THESE LENDERS?
Interest will vary based on your credit worthiness.
Read your contract when applying with  Affirm  or  Klarna  or  Afterpay or  Apple  
 
 
CAN I QUIT THE COURSE IF I USE THESE LENDERS?
Yes, but all your payments will still be due to the lenders to pay them back in full to avoid collections. If you selected the down payment with a lender then your monthly payments are still due to them (until paid) but no more weekly payments will be due to us if you quit for the balance owed. We do not refund any already paid payments to us.
 

WHERE CAN I GET MORE INFORMATION ABOUT THESE LENDERS?

• Affirm https://helpcenter.affirm.com/s/article/how-affirm-works
   
• Klarna https://www.klarna.com/us/what-is-klarna/
   
• Afterpay https://www.afterpay.com/en-US/how-it-works (max $4,000)
   
• Apple Pay https://www.apple.com/apple-card/